NCDs & Corporate Fixed Deposits

Where Income Is Designed to Grow — Not Just Sit Idle

Retirement income should not stop at interest. It should continue working for you.

Most income products are designed to pay interest and end there. At PaisaNurture, we structure NCDs and Corporate Fixed Deposits so that monthly income becomes a growth engine, without compromising the safety of your principal.

Our Certified Financial Planners (CFPs) combine income-generating instruments with disciplined reinvestment to help clients — especially retirees — balance stability, diversification, and long-term returns.

The Uncomfortable Truth

Why Traditional Income Planning Falls Short

Most investors approach income products like this:
Over time:
Income without reinvestment eventually becomes insufficient.

PaisaNurture Philosophy

Protect the Principal.

Put the Income to Work.

At PaisaNurture, we follow a simple but powerful framework:
Stability comes from principal protection. Growth comes from disciplined reinvestment.

Why NCDs Play a Central Role

Compared to bank and corporate fixed deposits, well-selected NCDs often offer superior income potential.
When used responsibly:
The focus is not chasing yields — it is using higher income intelligently.

Monthly Income → SIP Reinvestment

The Compounding Advantage Most Retirees Miss

Instead of spending or parking interest income, we:
This approach:
For retirees, this means:
Income today, growth for tomorrow.

Diversification Without Risking Capital

By separating roles:
This structure:
Diversification is not about more products — it’s about clear roles for each rupee.

Why This Works Well for Retired Investors

This framework is especially effective for retirees because:
Many retirees worry about:
“What happens when interest is not enough?”
This structure answers that concern.

How PaisaNurture Adds Value

We help you:
No yield chasing.
No unnecessary complexity.
Only disciplined income planning.

Who This Is For / Who This Is Not For

This is for you if:
This is NOT for you if:

What Changes After Proper Structuring

Clients experience:
Many say:
“My income started compounding without stress.”

Why Investors Trust PaisaNurture

Income should support life today and protect tomorrow.

Before choosing any income product,
speak to a Certified Financial Planner.

Interest pays.

Structure compounds.