Drive your dream car.Finance it the smart way.
The Uncomfortable Truth
Why many car buyers overpay without realising ?
- Choosing loan based only on EMI
- Ignoring total interest cost
- Not comparing multiple lenders
- Opting for longer tenure unnecessarily
- Missing better financing options
Buy Smart.
Finance Smarter.
- We don’t push the highest loan amount
- We don’t optimise only for EMI
- We don’t ignore long-term cost
- We align loan with your financial plan
OUR CAR LOAN FRAMEWORK
Income profile
Salary or business income
Budget comfort
EMI affordability
Loan requirement
On-road price and funding need
Tenure suitability
Short vs long-term impact
Credit profile
Eligibility and score
Lender comparison
Rates and terms
Down payment planning
Optimising loan amount
Future goals
Impact on savings and investments
KEY FEATURES & BENEFITS
▪ Finance up to ~90% of on-road price
▪ Interest rates starting ~8.5% p.a.*
▪ Flexible tenure up to 7 years
▪ Fast approval and quick disbursal
▪ Minimal documentation
▪ Transparent process with no hidden charges
▪ Customised plans for salaried & self-employed
Key planning questions
Is EMI comfortable or just manageable?
Comfort matters over time.
Is tenure too long?
Lower EMI may mean higher cost.
Is down payment optimised?
Balance between liquidity and loan.
Are you comparing lenders properly?
Rates and terms vary significantly.
HOW CAR LOAN SHOULD BE STRUCTURED
Assessment
Understand your requirement
Budgeting
Decide EMI and tenure
Comparison
Evaluate lenders
Execution
Quick approval and disbursal
Who This Is For ?
- First-time car buyers
- Salaried and self-employed individuals
- Buyers upgrading vehicles
- Clients seeking best loan terms
A STRUCTURED 5-STEP JOURNEY
Discussion
Understanding requirement
Recommendation
Choosing best lender
Guidance
Drive home your car
Assessment
Checking eligibility
Execution
Documentation and approval
ELIGIBILITY & DOCUMENTS
Eligibility:
▪ Salaried or self-employed individuals
▪ Age: 21–60 years
▪ Stable income and repayment history
Documents Required:
▪ KYC (PAN, Aadhaar)
▪ Salary slips / ITR (2 years)
▪ Bank statements (6 months)
▪ Car quotation / proforma invoice
INTEREST RATES & CHARGES
What to expect
▪ Interest Rate: ~8.5% p.a. onwards*
▪ Processing Fee: Nominal
▪ Tenure: Up to 7 years
▪ Prepayment: As per lender
OUR IMPACT
Why families trust Paisa Nurture
1000+ families
CFP-led advice
Unbiased advice
Long-term advisory
Zero mis-selling
Don’t just buy a car. Finance it wisely.
Discover the full spectrum of financial
services. More Than You Thought.
Better Than You Expected.
Quick Links
- We offer our services without charging separate advisory fees.
- Mutual Fund investments are subject to market risks.
- Please read all scheme-related documents carefully before investing. Past performance is not an indicator of future returns.