Institutional-Style Investing for HNIs Who Want Beyond-Standard Portfolios
When wealth grows, portfolios must evolve.
Mutual funds and traditional products work well for many goals. But for HNIs, the next level is often about access, diversification, and strategy.
Alternative Investment Funds (AIFs) are designed for sophisticated investors seeking non-traditional, high-conviction strategies with a long-term horizon and a minimum investment typically starting at ₹1 Cr.
At PaisaNurture, our Certified Financial Planners (CFPs) help you evaluate, select, and allocate AIFs responsibly — as part of a broader wealth plan, not as a standalone “hot product” decision.
The Uncomfortable Truth
Why Many HNIs Misuse AIFs
AIFs don’t fail because the concept is flawed. They fail when:
AIFs can be powerful — but they demand patience, clarity, and portfolio discipline.
PaisaNurture Philosophy
AIFs Are a Satellite Layer — Not the Whole Sky
At PaisaNurture:
We believe:
Access is easy.
Suitability is rare.
What Makes AIFs Different
Beyond Standard Market Products
AIFs are meant for investors who can handle:
They’re not built for “quick exits”. They’re built for long-cycle wealth building.
AIF Categories — What They Generally Mean
Category I (Cat I)
Typically aligned with long-term capital formation themes. Often includes strategies focused on innovation, growth, and long-horizon opportunities.
Category II (Cat II)
A common HNI category for private market and structured long-term strategies, designed for patient capital and long-duration outcomes.
Category III (Cat III)
More sophisticated strategies that may use advanced approaches and can behave differently from traditional equity/debt. Requires higher risk tolerance and deeper suitability checks.
Category labels don’t decide suitability.
Your profile does.
Where AIFs Fit in an HNI Portfolio
AIFs can be meaningful when you want:
They are not ideal for:
How PaisaNurture Helps HNIs Use AIFs Responsibly
1) Suitability Before Selection
We start with:
2) Allocation Discipline
We help decide:
3) Manager & Strategy Due Diligence (CFP Lens)
We focus on:
Selection matters.
Allocation matters more.
Who This Is For / Who This Is Not For
This is for you if:
This is NOT for you if:
What Changes After the Right AIF Allocation
HNIs typically experience:
Many say:
“This finally feels like a structured wealth plan, not just investments.”
Why HNIs Trust PaisaNurture
