Employer–Employee Insurance Scheme

Reward, Retain, and Protect Your Workforce

An Employer–Employee Insurance Scheme allows companies to offer life insurance benefits to their staff while optimising taxes and retention. The employer owns and pays the policy, and the employee or nominee benefits upon claim or maturity.

Key Benefits
  • Tax deduction for the company under Section 37(1)
  • Provides financial protection to the employee’s family
  • Helps in employee retention and long-term loyalty
  • Transferable or surrenderable when the employee leaves

Why Choose PaisaNurture

  • CFP-designed structures aligned with HR and tax policies
  • End-to-end coordination with insurers for setup and compliance
  • Legal and tax partner support for documentation and accounting
  • Flexible options across term, ULIP, or endowment policies