Build long-term wealth.Reduce tax burden intelligently.
The Uncomfortable Truth
Salary design and compensation components
Age mix and long-term needs
Employer and employee benefit optimisation
System compatibility and automation
Employer vs employee allocation
Regulatory and documentation alignment
Execution and service quality
Education and onboarding readiness
Employer contribution (up to 10%) treated as business expense under Section 36(1)(iv)(a)
Employee gets additional deduction under Section 80CCD(1B) (₹50,000 extra)
Market-linked long-term wealth creation
Low-cost retirement structure
Integration improves effectiveness.
Understanding drives participation.
Manual systems reduce efficiency.
NPS works best over time.
Align with salary and HR policy
Connect with payroll systems
Coordinate with POPs and PFMs
Onboard employees effectively
Understanding company objectives
Designing contribution framework
Employee education and ongoing alignment
Evaluating tax and payroll structure
POP, PFM and payroll setup
OUR IMPACT