You don’t need to be married to plan for a child’s education.
You need clarity and responsibility.
Education planning is not linked to marriage.
It is linked to commitment towards a child’s future.
At PaisaNurture, Certified Financial Planners help individuals and parents plan for children’s education in a structured, secure manner — ensuring that higher education is never compromised, regardless of life circumstances.
The Uncomfortable Truth
Where Most Education Planning Goes Wrong
Most people delay education planning because they assume:
The reality:
The biggest mistake is waiting for the “right time”.
A Critical Clarification
Why SSY, PPF & Similar Schemes Are Not Enough
Schemes like SSY (Sukanya Samriddhi Yojana) and PPF are often mistaken as complete education solutions.
They are not — and understanding this early prevents future disappointment.
What these schemes do well
What they do NOT do
SSY and PPF are savings tools —
they are not education protection plans.
They can be part of a strategy,
but they cannot be the strategy.
PaisaNurture Philosophy
Higher Education Comes First. Everything Else Is Optional.
At PaisaNurture, we follow a simple principle:
You don’t need to be married.
You don’t need perfect timing.
You need early clarity.
Our CFP Education Security Framework
How We Think (Without Revealing the Structure)
Before designing any education plan, we assess:
Based on this, we prioritise:
Securing Minimum Higher Education
This ensures that:
Planning for Yearly Education (If Started Early)
If planning begins early enough:
Yearly education planning is powerful —
but only when started early.
What Makes This Planning Responsible
Presence or Absence — Education Continues
A properly structured Children’s Education Plan ensures:
If the planner is alive
→ The education fund grows steadil
If the planner is not around
→ Minimum higher education remains protected
→ Education does not depend on external support
This approach ensures certainty, not assumptions.
Who This Is For / Who This Is Not For
This is for you if:
This is NOT for you if:
What Changes After Proper Education Planning
Those who plan early experience:
Many realise:
“Starting early gave me options I didn’t know I had.”
What Happens When You Work With PaisaNurture
Our advisory journey includes:
No assumptions.
No pressure.
Only responsible planning.
