Because Travel Risks Don’t Show on Your Itinerary
Travel plans are exciting.
Travel risks are invisible — until they happen.
Most travellers focus on flights, hotels, and visas.
Very few think about what happens if plans derail.
At PaisaNurture, our Certified Financial Planners (CFPs) help you choose travel insurance that actually works when you’re away from home — without unnecessary add-ons or false assumptions.
The Uncomfortable Truth
Why Travel Insurance Is Often Bought Wrong
Travel insurance disappointments usually happen because:
- Policies are chosen at checkout in 30 seconds
- Coverage is assumed, not understood
- Destination risks are ignored
- Medical costs abroad are underestimated
- Claims are expected to be simple
Travel insurance is tested outside your comfort zone.
PaisaNurture Philosophy
Travel Insurance Is About Risk Exposure — Not Trip Cost
At PaisaNurture, we don’t look at:
- Ticket price
- Holiday excitement
We look at:
- Destination & healthcare ecosystem
- Duration of travel
- Nature of travel (leisure, work, study)
- Family members travelling
- Financial exposure if something goes wrong
A ₹50,000 trip and a ₹5 lakh trip
can carry the same medical risk.
When Travel Insurance Matters Most
Travel insurance becomes critical when:
- You are travelling internationally
- You are travelling with family or elderly members
- You are travelling for work or studies
- Medical costs abroad can disrupt finances
- Trip disruptions can cause cascading expenses
In these situations, right coverage matters more than price.
Why One Travel Insurance Doesn’t Fit All
Travel insurance varies significantly based on:
- Country regulations
- Healthcare costs
- Travel duration
- Age of traveller
- Purpose of travel
Choosing a generic plan may look convenient —
but convenience rarely helps during claims.
How PaisaNurture Helps (Without Over-Promising)
We help you:
- Identify what risks actually apply to your travel
- Avoid unnecessary or misleading coverage
- Choose from multiple insurers, not one brand
- Enter the trip with clarity and confidence
No panic selling.
No unnecessary upgrades.
Only situational suitability.
Who This Is For / Who This Is Not For
This is for you if:
- You value peace of mind while travelling
- You don’t want surprises abroad
- You want clarity, not checkout decisions
- You prefer advisor guidance over assumptions
They are not ideal for:
- You believe travel insurance is a formality
- You only want the cheapest available option
- You don’t care about claim outcomes
